Pakistani Banks Report Record Rs326 Billion Profit in First Half of 2025

Pakistani banks achieved a record Rs326 billion profit in H1 2025, up 20% from last year. Strong net interest income, rising stock prices, and higher dividends highlight sector growth and stability.

By Abdullah Abid

8/31/20251 min read

Pakistani Banks Report Record Rs326 Billion Profit in First Half of 2025

Pakistani banks have set a historic milestone by recording Rs326 billion in profit during the first half of 2025, according to a report by Arif Habib Limited. This marks a nearly 20% surge compared to last year, showcasing the remarkable strength and resilience of the country’s financial sector.

Quarterly Growth and Income Breakdown

The April–June quarter alone contributed Rs160 billion in profit, reflecting a 23% year-on-year increase. A major factor in this growth was the rise in Net Interest Income (NII), which crossed the Rs1 trillion milestone for the first time. Meanwhile, non-markup income rose by 7%, adding further momentum to the sector’s performance.

Stock Market Impact

The banking boom also reflected strongly in the stock market.

National Bank of Pakistan (NBP) surged by 148% in share price.

United Bank Limited (UBL) rose by 111%.

Askari Bank declared a dividend for the first time in over a decade, signaling renewed investor confidence.

Tax Contributions and Economic Stability

The sector’s growth has also benefitted the national exchequer, as banks paid Rs394 billion in taxes in just six months. Analysts suggest this strong performance not only highlights stability but also paints a positive outlook for Pakistan’s broader economy.

Disclaimer:

This content is for informational purposes only. The financial performance and claims are the responsibility of the relevant companies and authorities. The accompanying image is AI-generated and used for reference.